Eyeing for that dream home? While looking for your dream home, or still waiting for your funds. It is best to check first and complete the needed requirements *But you can also do these after paying your reservation fee*

Here are the usual requirements needed for housing loan particularly HDMF or the Pag-Ibig. Bank requirements were likewise almost the same. Documents needed varies per developer.

Housing loan requirements for locally employed:

  • 4pcs 1×1
  • Latest Certificate of Employment with Compensation
  • Income tax return 2017
  • 3 months payslip
  • employee statement of accumulated value from pag ibig
  • 2 valid government id with specimen signature of principal buyer
  • 2 valid government id with specimen signature of spouse if married
  • Birth certificate and cenomar/Marriage Contract
  • special power of attorney if applicable
  • proof of billing
  • barangay clearance
  • house sketch
Housing loan requirements

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Housing Loan requirements for Self- employed:

  • 4pcs 1×1
  • Business permit
  • income tax return 2017
  • bir receipt paid for the itr 2017
  • audited financial statements
  • picture of establishment
  • employee statement of accumulated value from pag-ibig
  • 2 valid government id with specimen signature of principal buyer
  • 2 valid government id with specimen signature of spouse if married
  • Special Power of Attorney
  • Birth certificate and cenomar/Marriage Contract
  • Proof of billing
  • Barangay clearance
  • house sketch

Housing loan requirements
Housing loan requirements for Overseas Filipino Workers:

  • 4pcs 1×1
  • Latest Employment Contract
  • Proof of remittances or three months payslip
  • Employee statement of accumulated value from pag-ibig (E-SAV)
  • 2 valid government id with specimen signature of principal buyer
  • 2 valid government id with specimen signature of spouse if married
  • Special Power of Attorney
  • Birth certificate and cenomar/Marriage Contract
  • Proof of billing
  • Barangay clearance
  • house sketch
  • Consularized Special Power of Attorney
  • Departure and arrival entry in ph
  • 2 valid government id of representative

Even paying via deferred cash requires minimal documentary requirements. So if you do not qualify for Pag-Ibig or bank loans, you can still get a housing loan if the developer have inhouse financing options. This requires just the basic documents but it also imposes a bigger interest rate.

Interested in choosing your next dream home? Visit Affordable homes at Bahay ni Bunting or http://www.bahaynibunting.wordpress.com

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HOUSING LOAN REQUIREMENTS you need to get that Dream Home